Legal

Terms of Service

The basis on which we work together.

Last updated: 6 October 2026

Acceptance of these terms

By creating an account, subscribing, or using our website, client portal or bookkeeping assistant, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use our services.

Consulting engagements

Consulting work is governed by a written scope setting out deliverables, timelines and fees. Work begins once that scope is approved in writing. Unless agreed otherwise, an initial deposit is payable before commencement, with the balance due on delivery.

Bookkeeping service

Our bookkeeping service lets you record transactions on the website or by sending text or voice messages through WhatsApp or Telegram. Entries created from messages are read automatically and may contain errors, so they are saved as unconfirmed until you review them. You are responsible for checking and confirming your entries. Reports such as cashbooks, cash flow statements and profit and loss statements are generated from the records you confirm and are not audited financial statements or tax advice.

Subscriptions, trials and payments

Bookkeeping plans are billed monthly in Nigerian naira at the price shown when you subscribe. New businesses may receive a 7-day free trial. Payments are processed securely by Paystack or Flutterwave. You can cancel at any time from the Billing page; access continues until the end of the paid period. Fees already paid are non-refundable except where required by law.

Your account and acceptable use

You must provide accurate information, keep your login details safe, and only link WhatsApp numbers or Telegram accounts you control. You are responsible for activity by team members you invite to your business. You must not use our services for unlawful purposes, to submit false records, or to attempt to access another person's data.

Client responsibilities

Clients are responsible for providing accurate records, data and instructions. Delays in providing materials may extend agreed timelines.

Intellectual property

On full payment, deliverables prepared specifically for a client become the client's property. Templates, frameworks, software and methodologies developed by EHB Consults remain ours. Your financial data always remains yours.

Research library use

Material in the research library is provided for reference and academic guidance. It must be properly cited and must not be submitted as a client's own original work.

Limitation of liability

Advice and tools are provided in good faith based on the information supplied. EHB Consults is not liable for losses arising from incomplete or inaccurate information, unconfirmed or incorrectly confirmed entries, or service interruptions caused by third parties such as WhatsApp, Telegram or payment providers.

Suspension and termination

We may suspend or close accounts that breach these terms. You may close your account at any time by contacting us.

Governing law and changes

These terms are governed by the laws of the Federal Republic of Nigeria. We may update them from time to time; continued use after changes are posted means you accept the updated terms.

Questions? Email ehbconsults@gmail.com.